University of Tokyo

Abstract
Survey Number 0017
Survey Title Nationwide Fact-finding Survey on Life Insurance, 1988
Depositor Japan Institute of Life Insurance
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Educational Purpose Available for both research and instructional purposes.
Period of Data Use Permission One year
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Summary The purpose of this survey series is to grasp and provide basic data on the state of life insurance coverage among ordinary households and their conceptions of life insurance and of livelihood security against aging and for a surviving family. The series started in 1965 and, since then, surveys have been conducted regularly-about every three years. Two changes have been made in this survey, however. First, we changed the data collection method from the interview system to the record system, and, second, we reconsidered the survey content itself. We made the methodological change because we wanted to access the actual state of life insurance coverage within the household more accurately, to respond to the increased awareness of privacy protection, and to deal with the quantitative expansion of our questionnaire items. Major changes in the survey content are: (1) clarification of the concept of "special family policy"; (2) addition of a question asking spouse's insurance money as well as introduction of a different way of asking the amount; (3) addition of a question asking the daily amount paid during hospitalization due to sickness; (4) elimination of the "down payment" from the household's total amount of annual premiums paid; (5) clarification of whether the household uses or does not use a "conversion system" for private insurance policies purchased in recent past; (6) clarification of the purchasing channels of private life insurance policies purchased in resent past ; (7) clarification of the feeling of fulfillment/sufficiency with the amount of insurance money; (8) reconsideration of the overall composition of the questions regarding "views of livelihood security" to assure compatibility of each with the rest; and (9) change of questions directed to households intending new or additional coverage. In addition, some items have been eliminated from the questionnaire.
Universe Ordinary households with at least two members.
Unit of Observation Household
Sample Size 4,876 responses from a sample of 6,500 such households. (Rate of return: 75.0%)
Time Period May 19 -June 16, 1988
Spatial Unit All over Japan
Sampling Procedure Two-stage stratified random sampling
Mode of Data Collection A record system (in which questionnaires were distributed to and collected from respondents by visiting).
Investigator Japan Institute of Life Insurance The field work was performed by the New Information Center.
Sponsors (Funds)
Related Publications (by the Investigator) Japan Institute of Life Insurance (April, 1989) Showa 63-nendo seimei hoken ni kansuru zenkoku jittai chosa [The 1988 National Life Insurance Survey]
Related Publications (based on Secondary Analysis) List of related publications (based on Secondary Analysis)
Documentation [Chosa-hyo]
Major Survey Items Demographic items:
Sex of household head; age of household head; spouse's age; education of household head; occupation of household head; size of workforce at head's firm; occupation of spouse; annual income of household head; annual income of spouse; annual household income; type of dwelling; composition of family members living with Respondent; and children and last-born child's status.
Questionnaire items:
(1) Head's and spouse's coverage by private, postal, and agricultural cooperative life insurance schemes (coverage, number of policies held, insurance money [amount paid upon maturity, amount paid upon ordinary death, amount paid upon death from casualty, and amount paid for hospitalization due to sickness], annual premiums paid, method of paying private insurance premiums, number of private insurers, etc.); (2) coverage by individual pension (insurance) schemes (type of scheme, person insured, annual contributions paid, and method of payment); (3) private insurance policies held after 1983 (use of conversion system, person insured, decision-maker of purchase, reasons for purchase, purpose of purchase, purchasing channels, etc.); (4) idea about and feeling of sufficiency with current insurance money and payment of premiums, and affordable amount; (5) idea about livelihood security (against aging, emergency, and hospitalization) (funds required, number of years required, feeling of anxiety about reserve funds, expected means of economic preparation); (6) intentions for future life insurance coverage (person to be insured, type of insurance, and reasons for not having such intentions); and (7) private policy cancellation and invalidation (cases, period held; reasons for cancellation and invalidation, and reasons for switching to other private or fraternal insurance schemes).
Date of Release 1998/04/01
Version Registered on April 1, 1998.
Topics Social Security/Welfare
Notes for Users Data Sets are written in Japanese.