University of Tokyo

Abstract
Survey Number 0021
Survey Title Individual Survey on Social Security and Life Insurance, 1988
Depositor Japan Institute of Life Insurance
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Summary Changes in the social environment have called for a functional expansion in life insurance from the conventional death, old-age, and medical guarantee to comprehensive security of life as well as to services from the standpoint of an individual's entire life and life-style. Accordingly, the life insurance industry is expected to offer new businesses and services to the customers. This survey was conducted in order to chronologically grasp their consciousness around their relationships with life's security, life insurance, and the life insurance business as well as the actual state of such relationships. This 1998 survey is the second of a survey series which began in 1987, and has added to the original, items concerning the consciousness and actual state of comprehensive security of life and the life insurance business.
Universe Male and female individuals aged between 18 and 69.
Unit of Observation Individual
Sample Size 4,313 effective responses from a sample of 6,000 such individuals (Rate of effective return: 71.9%)
Time Period November 22- December 13, 1988
Spatial Unit All over Japan (400 localities)
Sampling Procedure Stratified two-stage random sampling
Mode of Data Collection Face-to-face interview system (partially combined with record system, for questions seeking the state of life insurance coverage)
Investigator Japan Institute of Life Insurance The field work was performed by Chuo Chosasha.
Sponsors (Funds)
Related Publications (by the Investigator) Japan Institute of Life Insurance (August, 1989) Heisei-gan'nen-do seikatsu hosho to seimei hoken ni kansuru kojin chosa [Security of Life and Life Insurance: survey of individuals, 1988]
Related Publications (based on Secondary Analysis) List of related publications (based on Secondary Analysis)
Documentation [Chosa-hyo]
Major Survey Items Demographic items:
Sex, age, occupation, size of firm's workforce, last school attended, composition of family members living with Respondent, marital status, age of last-born child, spouse's occupation, annual income, annual household income, type of dwelling, plans for homeownership, housing loan obligations, and financial assets.
Questionnaire items:
(1) Life consciousness: life consciousness on health, old age, and family; whether to leave assets to children or not; idea of health-keeping and care methods; inclination toward senior life secured on real estate; top-priority security preparation; idea of savings and investment; idea of life insurance and individual pension (whole-life v.s. temporary security; policy with no refund payment v.s. savings policy; fixed-rate v.s. variable insurance; comprehensive v.s. purpose-specific security, etc.).
(2) Medical insurance: medical expenses individually paid in past year; medical expenses covered by private insurance; individual preparation of medical insurance; feeling of sufficiency; intention for further preparation; and amount necessary for private medical insurance (amount paid for hospitalization per day).
(3) Old-age insurance: individual preparation of old-age insurance; feeling of sufficiency; intention for further preparation; amount necessary for senior life (monthly amount for a married couple), and amount added for comfort in senior life.
(4) Death insurance: individual preparation of death insurance; feeling of sufficiency; intention for further preparation; amount of necessary life insurance money; and affordable premiums per year.
(5) Relations with life insurance business: knowledge of card issued by life insurance company; expected card function; channels of information on life insurance; past visits to the counter, and purpose of visiting; consultation and information expected at the counter and from private insurance sales staff; charged facilities/services expected from private life insurance company; frequency of contact with private insurance sales staff; experience in receiving matured insurance money; and cancellations and invalidations experienced.
(6) Individual coverage by life insurance: type and number of life insurance, mutual-aid, and pension plans; period held; insurers; pension v.s. life insurance; annual amount of premium payment; amount of insurance for ordinary death; and availability of benefits for hospitalization from sickness, and daily amount of such benefits.
Date of Release 1998/04/01
Version Registered on April 1, 1998.
Topics Economy/Industry/Management
SocialSecurity/Welfare
Notes for Users Data Sets are written in Japanese.