University of Tokyo

Survey Number 0122
Survey Title Nationwide Fact-finding Survey on Life Insurance, 1997
Depositor Japan Institute of Life Insurance
Restriction of Use For detailed information, please refer to 'For Data Users' at SSJDA website.

- Apply to SSJDA. SSJDA's approval required.
Educational Purpose Available for both research and instructional purposes.
Period of Data Use Permission One year
Access to Datasets Download
Nesstar Not available
Summary The purpose of this survey series is to chronologically grasp and provide basic statistical data on the state of life insurance coverage among ordinary households, their consciousness on security of life, and other matters related to life insurance. The series dates back to 1965 when the Life Insurance Association began to conduct surveys with a three-year interval for this purpose. The task was taken over by the Institute upon its establishment in 1976, and the Institute has continued the series since then. Further, methodological and substantive changes were made in 1988.
Data Type quantitative research
quantitative research: micro data
Universe Ordinary households with at least two members.
Unit of Observation Household
Sample Size 4,670 responses from a sample of 6,500 such households. (Rate of return: 71.8%)
Date of Collection 1997-05-07 ~ 1997-06-08
May 7 -June 8, 1997
Time Period 1997 ~ 1997
Spatial Unit Japan
All over Japan (436 locales)
Sampling Procedure Probability: Stratified
Probability: Multistage
Stratified two-stage random sampling
Mode of Data Collection A report system (in which field workers visited the respondents to place and collect the questionnaires)
Investigator Japan Institute of Life Insurance The field work was done by the New Information Center.
DOI 10.34500/SSJDA.0122
Sponsors (Funds)
Related Publications (by the Investigator) Japan Institute of Life Insurance (November, 1997) Heisei 9-nendo seimei hoken ni kansuru zenkoku jittai chosa [The 1997 National Life Insurance Survey ]
Related Publications (based on Secondary Analysis) List of related publications (based on Secondary Analysis)
Documentation [Chosa-hyo]
Major Survey Items Demographic items:
Sex of household head; age of household head; age of spouse; children living separately, their number, and their situation; occupation of household head; size of firm's workforce; occupation of spouse; annual income of household head; annual income of spouse; annual income of household; type of dwelling and housing loan obligations; number of family members living together and their composition; number of children living together (unmarried, with no paid work) and their situation; and number of children living together (unmarried, with paid work).

Questionnaire items:
(1) Household's and its members' coverage by private, postal, and agricultural cooperative life insurance policies: coverage; number of policies held; insurance money (amount paid for maturity, amount paid for ordinary death, amount paid for death from casualty, and amount paid for hospitalization due to sickness); annual premiums paid; and method of paying private insurance premiums.
(2) Pension-type products and individual pension insurance: coverage and type; persons insured; and annual premiums paid and method of payment. Prefecture mutual insurance of cooperative society and Life cooperative aid of Zenrosai (National Federation of Workers and consumers Insurance Cooperation): coverage; persons insured; number of policies held; and number of persons with policy.
(3) Private life insurance policies held after 1992: use of conversion system; main persons insured; decision-maker of purchase; reasons for purchase; purpose of purchase; purchasing channels, etc.
(4) Cancellation and invalidation of private life insurance policy: experience of cancellation and invalidation; period held; and reasons.
(5) Sense of sufficiency with insurance money; and view of premium payment.
(6) View of security of life (against emergency, hospitalization, and aging): funds required; number of years required; worry about reserving funds; and expected means of economic preparation.
(7) Intention for future life insurance coverage, new or added: persons to be insured; type of insurance; and reasons for not having such intention.
Date of Release
Topics in CESSDA Click here for details

Income, property and investment/saving
Specific social services: use and availability
Topics in SSJDA Social Security/Welfare
Version 1 : 1999-08-04
Notes for Users Data Sets are written in Japanese.