| Abstract | |
| Survey Number | 1271 |
| Survey Title | National Survey on Life Insurance, 2018 |
| Depositor | Japan Institute of Life Insurance |
| Restriction of Use |
For detailed information, please refer to 'For Data Users' on the SSJDA website.
- Apply to SSJDA. SSJDA's approval is required. |
| Educational Purpose | Available for both research and instructional purposes. |
| Period of Data Use Permission | One year |
| Access to Datasets | Download |
| SSJDA Data Analysis | Not available |
| Summary |
The purpose of this survey was to provide basic statistical data by gaining an understanding of chronological shifts in people’s attitudes to life security, with a focus on the actual state of enrollment in life insurance in common households. This survey has been conducted by the Life Insurance Association of Japan almost once every three years since 1965. It was handed over to the Japan Institute of Life Insurance following its foundation in 1976. The method of this survey was changed and its content was revised in 1988, and some minor revisions have been made since then. The main survey items are as follows. Since the last survey (1070), survey items on knowledge about life insurance and personal pension insurance have been added. (1) State of enrollment in life insurance (private life insurance, Kanpo insurance, postal insurance, JA, prefectural mutual aid/co-op, etc.) (2) State of enrollment in personal pension insurance and pension-type products (3) State of enrollment in private life insurance with specific coverage and riders (4) Life insurance (private insurance) enrolled in recently (2013 or later) (5) Cancellation/expiration of private life insurance policies (6) Sufficiency of coverage (7) Thoughts on life security (8) Intention to enroll in life insurance in the future (9) Knowledge about life insurance (10) Experience with long-term care/actual state of long-term care use |
| Data Type | quantitative research: micro data |
| Universe | Common households with two or more members |
| Unit of Observation | Household |
| Sample Size | Number of responses: 3,983 |
| Date of Collection |
2018-04-05 ~ 2018-06-03 2018/04/05 – 06/03 |
| Time Period |
2018 ~ 2018 |
| Spatial Unit | Japan Japan (400 locations) |
| Sampling Procedure | Probability: Stratified Probability: Multistage Two-stage stratified random sampling |
| Mode of Data Collection | Self-administered questionnaire: Paper Placement (self-administered, drop-off/pick-up) method |
| Investigator | Japan Institute of Life Insurance, survey carried out by Shin Joho Center, Inc. |
| DOI | 10.34500/SSJDA.1271 |
| Sponsors (Funds) | |
| Related Publications (by the Investigator) | 【 Questionnaire |
| Related Publications (based on Secondary Analysis) | List of related publications (based on Secondary Analysis) |
| Documentation | |
| Major Survey Items |
[Face items] - Family structure, gender (head of household), date of birth, respondent (head of household), age, occupation, type of employer (private sector, public servant, etc.), number of employees at the company of employment (if working in private sector), annual income. - Spouse's date of birth, age, occupation, annual income, total household income - Whether or not respondent has a housing loan, educational expenses, method of handling and preparing for educational expenses, total amount of assets (1) State of enrollment in life insurance (private life insurance, Kanpo insurance, postal insurance, JA, prefectural mutual aid/co-op, etc.) - Type of life insurance coverage, number of enrollments, number of people enrolled, reasons for not enrolled in any insurance - (Private life insurance, Kanpo insurance, postal insurance), death payout, daily hospitalization benefit for illness, household premiums - (JA, prefectural mutual aid, co-op, etc.), death payout, daily hospitalization benefit, household premiums, etc. (2) State of enrollment in personal pension insurance and pension-type products - Type of personal pension respondent is covered by, relationship to the insured - Pension amount that respondent will receive annually, payment method/amount of premiums - Age at which pension begins, period of benefit, etc. (3) State of enrollment in private life insurance with specific coverage and riders - Whether or not enrolled (by type of rider) - Types of riders (medical insurance/medical insurance rider, cancer insurance/cancer rider, specified disease insurance/specified disease rider, specified injury rider, disabling disease and injury rider/severe chronic illness rider, long-term care insurance/long-term care rider, outpatient hospital care rider, disability (life interruption/unable to work) insurance/disability (life interruption rider/unable to work) rider - Daily hospitalization benefit (cancer insurance/cancer rider), monthly long-term care benefit (long-term care insurance/long-term care rider) (4) Most recent (since 2013) life insurance (private life insurance) - Person enrolled, person who decided on purchase, payment methods, and type of insurance - Pathways for obtaining information, experience of comparing products - Reason for enrolling, purpose of enrolling, method of enrolling - Satisfactory aspects/level of satisfaction (with the company/life insurance products) - Areas concerning life insurance company that respondent evaluates positively, etc. (5) Cancellation/expiration of private life insurance - Experience of cancellation/expiration, duration of period respondent had the life insurance coverage now cancelled or expired, insured person, purpose of cancelled/expired life insurance policy - Use for cancellation refund, reasons for terminating, etc. (6) Sufficiency of coverage - Sufficiency of insurance coverage, premiums payable each year (7) Thoughts on life security - Preparation for life protection/intention to prepare (head of household/spouse/children) - protection in case something happens to the head of household, protection in case the head of household is hospitalized for two to three months - protection for respondent’s and spouse’s life in old age, protection in case the head of household or spouse requires long-term care - Protection in case the head of household becomes unable to work - Thoughts on the balance between public and private security, etc. (8) Intention to purchase life insurance in the future - Route of purchase of the life insurance or personal pension insurance in the future - Whether or not respondent intends to purchase, reason for not intending to purchase, Person to be insured, type of life insurance - Thoughts on the types of life insurance premiums deductions (general life insurance premiums deduction system, long-term care medical insurance premiums deduction system, and personal pension insurance premiums deduction system), intention to enroll or continue - Inheritance tax exemption on death benefits and intention to enroll or continue - Intention to enroll in/reasons for selecting private life insurance and Kanpo life insurance, etc. (9) Knowledge about life insurance - Knowledge respondent perceives as insufficient (how life insurance and private pension insurance work, what kind of coverage is needed, etc.) - Self-awareness of knowledge level (sufficient/hardly enough knowledge) (10) Experiences with and actual state of caregiving Experience of long-term care in the past three years, period and place of long-term care, use of public long-term care insurance services, cost of long-term care |
| Date of Release | 2019/10/31 |
| Topics in CESSDA |
Click here for details Consumption and consumer behaviour Specific social services: use and availability |
| Topics in SSJDA | Social Security/Welfare |
| Version | 1 ： 2019-10-31 |
| Notes for Users |