University of Tokyo

Survey Number 0018
Survey Title Nationwide Fact-finding Survey on Life Insurance, 1991
Depositor Japan Institute of Life Insurance
Restriction of Use For detailed information, please refer to 'For Data Users' at SSJDA website.

- Apply to SSJDA. SSJDA's approval required.
Educational Purpose Available for both research and instructional purposes.
Period of Data Use Permission One year
Access to Datasets Download
Nesstar Not available
Summary The purpose of this survey series is to chronologically grasp and provide basic statistical data on the state of life insurance coverage among ordinary households, their conceptions of life insurance, and preparation of livelihood security against aging or the breadwinner's emergency. Since 1965 surveys had been conducted about every three years by the Life Insurance Association until the establishment of the current Institute in 1976, which has taken over the task since then. Some methodological and substantive changes were made in 1988.
Data Type quantitative research
quantitative research: micro data
Universe Ordinary households with at least two members.
Unit of Observation Household
Sample Size 4,785 responses from a sample of 6,500 such households. (Rate of return: 73.6%)
Date of Collection 1991-05-30 ~ 1991-06-30
May 30 -June 30, 1991
Time Period 1991 ~ 1991
Spatial Unit Japan
All over Japan
Sampling Procedure Probability: Stratified
Probability: Multistage
Two-stage stratified random sampling
Mode of Data Collection Self-administered questionnaire
A record system (in which questionnaires were distributed to and collected from respondents by visiting)
Investigator Japan Institute of Life Insurance The field work was performed by the New Information Center.
DOI 10.34500/SSJDA.0018
Sponsors (Funds)
Related Publications (by the Investigator) Japan Institute of Life Insurance (January, 1992) Heisei 3-nendo seimei hoken ni kansuru zenkoku jittai chosa [The 1991 National Life Insurance Survey]
Related Publications (based on Secondary Analysis) List of related publications (based on Secondary Analysis)
Documentation [Chosa-hyo]
Major Survey Items Demographic items:
Sex of household head; age of household head; spouse's age; number of years in marriage; children living outside home, their number and status; education of household head; occupation of household head; size of workforce at head's firm; spouse's occupation; annual income of household head; spouse's annual income; annual household income; household's total amount of annual savings; type of dwelling and housing loan obligations; number and composition of family members living with Respondent; and children and last-born child's status.
Questionnaire items:
(1) Household's and household members' coverage by private, postal, and agricultural cooperative life insurance schemes (number of policies held, insurance money [amount paid upon maturity, amount paid upon ordinary death, amount paid upon death from casualty, and amount paid for hospitalization due to sickness], annual premiums paid, method of paying private insurance premiums, number of private insurers, etc.); (2) coverage by individual pension (insurance) schemes (coverage and type of scheme, person covered, annual contributions paid, and method of payment); (3)coverage by whole-life insurance schemes (coverage, and person insured), and coverage by Prefectural and People's Mutual Aid schemes (coverage, and person covered); (4)private insurance policies held after 1986 (use of conversion system, person insured, decision-maker of purchase, reasons for purchase, purpose of purchase, purchasing channels, etc.); (5) private policy cancellation and invalidation (cases, period held, reasons for cancellation and invalidation, and reasons for switching to other private or fraternal insurance schemes); (6) feeling of sufficiency with insurance money and affordable premiums, and ideas about premium payment; (7) ideas about livelihood security (against emergency, hospitalization, and aging) (funds required, number of years required, feeling of anxiety about reserve funds, and expected means of economic preparation); and (8) intentions for future life insurance coverage (person to be insured, type of insurance, and reasons for not having such intentions).
Date of Release
Topics in CESSDA Click here for details

Income, property and investment/saving
Specific social services: use and availability
Topics in SSJDA Social Security/Welfare
Version 1 : 1998-04-01
1.1 : 2002-11-18
Notes for Users Data Sets are written in Japanese.