University of Tokyo

Abstract
Survey Number 0853
Survey Title National Survey on Life Insurance, 2012
Depositor Japan Institute of Life Insurance
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Educational Purpose Available for both research and instructional purposes.
Period of Data Use Permission One year
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SSJDA Data Analysis Not available
Summary The purpose of this survey was to provide basic statistical data by gaining an understanding of chronological shifts in people’s attitudes to life security, with a focus on the actual state of enrollment in life insurance in common households. This survey has been conducted by the Life Insurance Association of Japan almost once every three years since 1965. It was handed over to the Japan Institute of Life Insurance following its foundation in 1976. The method of this survey was changed and its content was revised in 1988, and some minor revisions have been made since then.
 
This survey includes the survey items on the reality of long-term care, such as costs for long-term care and long-term care periods, which were newly added in the previous survey (2009), in addition to survey items on enrollment in life insurance, attitudes toward life protection, and intention to purchase life insurance in the future.
Data Type quantitative research
quantitative research: micro data
Universe Common households with two or more members
Unit of Observation Household
Sample Size Number of responses: 4,063
Date of Collection 2012/04/05–05/20
Time Period
Spatial Unit Japan (436 locations)
Sampling Procedure Two-stage stratified random sampling
Mode of Data Collection Placement (self-administered, drop-off/pick-up) method
Investigator Japan Institute of Life Insurance, survey carried out by Shin Joho Center, Inc.
DOI
Sponsors (Funds)
Related Publications (by the Investigator) “Heisei 24-nendo Seimei hoken ni kansuru zenkoku jittai chōsa” [2012 National fact-finding survey on life insurance], December 2012, Japan Institute of Life Insurance (in Japanese)
Related Publications (based on Secondary Analysis) List of related publications (based on Secondary Analysis)
Documentation [Questionnaire]
Major Survey Items (1) Face items
Family structure, gender, age, occupation, income, marital status, spouse’s age/occupation/income, assets, residence/housing loan, educational expenses, etc.

(2) State of enrollment in life insurance (private life insurance, Kanpo insurance, postal insurance, JA, co-op/Zenrosai)
Type of life insurance respondent has enrolled in, number of enrollments, number of people enrolled, reasons for not acquiring any insurance, amount of death/hospitalization payout, annual premiums paid, etc.

(3) Most recently purchased private life insurance
Person enrolled, person who decided on purchase, pathways for obtaining information, experience of comparing products, reasons for enrollment, aim of enrollment, etc.

(4) State of enrollment in personal pension insurance and pension-type products
Type of personal pension respondent is covered by, pension amount that respondent will receive annually, payment method/amount of premiums, age at which pension begins, etc.

(5) State of enrollment in private life insurance and riders
Medical insurance/medical insurance rider, cancer insurance/cancer rider, specified disease insurance/specified disease rider, specified injury rider, disabling disease and injury rider/severe chronic illness rider, long-term care insurance/long-term care rider, outpatient hospital care rider, daily amount of cancer hospitalization benefits, etc.

(6) Cancellation or expiration of private life insurance
Experience of cancellation/expiration, duration of the period respondent had the life insurance now cancelled or expired/insured person/purpose of enrollment, use for cancellation refund, reasons for canceling, etc.

(7) Thoughts on contents of purchased coverage
Sense of sufficiency of purchased coverage, annual insurance premiums respondent can afford to pay

(8) Thoughts on life security
Preparation for life protection/intention to prepare, protection in case something happens to the head of household, protection in case the head of household is hospitalized for two to three months, protection for respondent’s and spouse’s life in old age, protection in case the head of household or spouse requires long-term care, protection in case the head of household becomes unable to work

(9) Regarding enrollment in life insurance in the future
Presence of intention to enroll, reasons for not intending to enroll, insurance company/insured person, thoughts on life insurance premium deduction, thoughts on inheritance tax exemption measures for death payments, intention to purchase private life insurance or Kanpo life Insurance/reasons for preference, etc.

(10) Experience of long-term care/reality of long-term care
Long-term care experience in the past three years, long-term care period/place, use of services under public long-term care insurance, long-term care costs, etc.

*For details of survey items, please refer to the questionnaire.
Date of Release 2013/05/29
Topics in CESSDA Click here for details

Topics in SSJDA Social Security/Welfare
Version 2013/05/29 :
Notes for Users Variable and value labels are written in Japanese.