University of Tokyo

Abstract
Survey Number 0026
Survey Title Survey on Life Protection, 1996
Depositor Japan Institute of Life Insurance
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Summary Social, economic, and financial changes as well as changes in people's life Consciousness--including the aging of the population, the contraction in reproduction, the collapse of a "bubble" economy, and the subsequent structural recession--have made it important for us to accurately grasp the individual need for security of life and to offer more satisfactory services. In 1987 we began an annual survey entitled "Security of Life and Life Insurance" in order to chronologically follow and identify changes in the ideas about security of life and in the actual state of security preparation as indicated by, for example, the level of life insurance coverage. The survey series lasted for five years, and in 1993 it was carried over to a new survey series entitled "The Survey on Individual Life and Life Insurance." This 1996 survey is the second of the new series, which differs from the original one in having such new areas of investigation as life planning and security of nursing care and in centering on the four security dimensions of medicine, old age, nursing care, and death.
Universe Male and female individuals aged between 18 and 69.
Unit of Observation Individual
Sample Size 4,388 effective responses from a sample of 6,000 such individuals (Rate of effective return: 73.1%)
Time Period May 31- June 30, 1996
Spatial Unit All over Japan (400 localities)
Sampling Procedure Stratified two-stage random sampling
Mode of Data Collection Face-to-face interview system (partially combined with record system, for questions seeking the state of life insurance coverage)
Investigator Japan Institute of Life Insurance The field work was performed by Chuo Chosasha.
Sponsors (Funds)
Related Publications (by the Investigator) Japan Institute of Life Insurance (March, 1997) Heisei 8-nendo seikatsu hosho ni kansuru chosa [The 1996 Survey on Individual Life and Life Insurance]
Related Publications (based on Secondary Analysis) List of related publications (based on Secondary Analysis)
Documentation [Chosa-hyo]
Major Survey Items Demographic items:
Sex, age, occupation, size of firm's workforce, annual income, marital status, number of children, children's life stage, family members living with Respondent, spouse's occupation, annual household income, type of dwelling, and financial assets.
Questionnaire items:
Life planning and consciousness on security of life: availability of life plan and age; area of economic preparation emphasized by household; and view of private preparation of security of life.
Medical security: view of public medical insurance; hospitalization in past year and expenses paid individually; state of private preparation; feeling of sufficiency; necessary amount of hospitalization benefits by private medical insurance (per day); and intention for further preparation.
Security of senior life: view of public pension plan; living standard and minimum living expenses after aging; amount added for comfort and its use; state of private preparation; age for starting to use old-age funds; feeling of sufficiency; intention for further preparation; and means of funding.
Security of nursing care: R's and family members' experience in care; worry when cared; view of place of care for R and parents; form of outdoor (in-house) care for R; state of private preparation; feeling of sufficiency; intention for further preparation; need for preparing care funds separate from old-age funds; and benefits in kind v.s. benefits in cash.
Security after death: consciousness of security for surviving family; view of public security after death; state of private preparation; purpose of private preparation; amount of necessary insurance money; feeling of sufficiency; intention for further preparation; and policy with no refund payment v.s. savings policy.
Security of life and life insurance: top-priority area for preparation; next-priority area for preparation; crucial function of life insurance; affordable annual premiums; and recently purchased policies (year of purchase; timing of purchase; purpose of purchase; motivation; and decision-maker).
The state of coverage as reported: insurer; type (individual pension insurance or life insurance); individual pension and duration of benefits; type of insurance; insurance money for ordinary death; annual premiums paid; and daily amount of hospitalization-for-sickness benefits.
Date of Release 1998/04/01
Version Registered on April 1, 1998.
Topics Social Security/Welfare
Notes for Users Data Sets are written in Japanese.