| Abstract | |
| Survey Number | 0305 |
| Survey Title | Survey on Life Planning and Finance/Insurance Vol. 3, 2002 (Survey on Financial Asset Selection) |
| Depositor | Japan Institute of Life Insurance |
| Restriction of Use |
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| Educational Purpose | Available for both research and instructional purposes. |
| Period of Data Use Permission | One year |
| Access to Datasets | Download |
| SSJDA Data Analysis | Not available |
| Summary |
The social security system, which is the foundation of people’s life protection, has changed, and the preparation for life protection and the formation of financial assets through self-help efforts have become more important issues than ever before. Meanwhile, the environment surrounding the selection of financial assets is also changing. While the range of choices for financial products and services has expanded, consumers are now required to take more responsibility for their choices. The purpose of this survey is to explore the direction of financial asset selection by understanding consumers’ selection behavior and selection consciousness regarding financial products and services. |
| Data Type | quantitative research quantitative research: micro data |
| Universe | Individual men and women between the ages of 20 and 69 (excluding students) |
| Unit of Observation | Individual |
| Sample Size | Sample size: 1,000, Number of valid responses: 789 |
| Date of Collection | 2002/06/21 – 07/02 |
| Time Period | |
| Spatial Unit | The Greater Tokyo area within a 30 km radius |
| Sampling Procedure | Extracted from the survey company registered access panel according to the age-specific population composition of the Greater Tokyo Area |
| Mode of Data Collection | Mail survey |
| Investigator | Japan Institute of Life Insurance, survey carried out by INTAGE Inc. |
| DOI | |
| Sponsors (Funds) | |
| Related Publications (by the Investigator) | Please refer to the abstract in Japanese. |
| Related Publications (based on Secondary Analysis) | List of related publications (based on Secondary Analysis) |
| Documentation | [Questionnaire] |
| Major Survey Items |
Questionnaire items: (1) Attitude to life and finance Life anxiety, awareness of financial products, anxiety about purchasing financial products, purpose of building financial assets. (2) Current status of financial assets Financial products held, total financial assets (current, one year ago), balance composition ratio by type of total financial assets (current, one year ago), current state of financial institutions respondent uses, number of financial institutions respondent uses (3) Financial asset selection behavior 1. Changes in financial products held over the past year and future intentions Financial products with increased balance, intention to purchase/increase in the future, financial products with decreased balance, intention to sell/withdraw in the future, financial products newly purchased in the past year and currently held, financial products involving management of assets purchased and sold in the past year and the increased or decreased amount 2. Fluctuations in transactions with financial institutions over the past year and future intentions Financial institution respondent started using, intention to use in the future, financial institution respondent stopped using, intention to stop using in the future 3. Financial asset selection behavior in preparation for payoff <Partial lifting of the ban on payoffs > awareness, ┌ Banks with fixed deposits over 10 million yen ┐ ├ Banks holding over 10 million yen in total for settlement deposits and fixed deposits └ Banks with deposits of less than 10 million yen ┘ ┌ Whether you have experience depositing in preparation for the partial lifting of the ban on payoffs Each ┼ Bank to withdraw └ Deposit destination for withdrawn deposits <Payoff lifted> ┌ Banks holding over 10 million yen in total for settlement deposits and fixed deposits ┐ └ Banks with deposits of less than 10 million yen ┌ Scheduled for transfer in preparation for the lifting of the ban on payoffs Each ┼ Bank to which you plan to withdraw └ Scheduled deposit destination for withdrawn deposits. (4) Awareness of financial asset selection Knowledge about financial products and financial institutions, awareness of self-responsibility and risk-taking in selecting financial products and financial institutions reasons for selecting financial products and future expectations, changes over the past year regarding financial asset selection and future intentions (consumption or savings/investment, financial institution selection concentrated or diversified, financial product selection concentrated or diversified, asset management short- or long-term perspective, aggressiveness regarding asset transfers), primary financial institution (type of main bank, evaluation and expectation for main bank/main securities company/main life insurance company, presence/absence/reason for change of main financial institution, intention to continue using the main financial institution), experience using the Internet to learn about financial services (5) Retirement life fund preparation and financial product selection State of preparation of retirement funds Time when respondent began preparing retirement living funds and time respondent plans to begin preparing, percentage of retirement living fund reserves in total financial today, expected amount of reserve for retirement living fund, actual financial product holdings for retirement living funds and intention to select, emphasis placed on financial assets for preparing retirement living funds (current, in the future), total retirement allowance and corporate pension for respondent and spouse Face items: Gender, age, occupation, number of employees at work, annual income, marital status, spouse (age, occupation, number of employees at work, annual income), presence/number/age group of children, type of residence, respondent’s and spouse’s income compared to last year/amount increase or decrease, monthly living expenses |
| Date of Release | 2003/12/17 |
| Topics in CESSDA |
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| Topics in SSJDA | Economy/Industry/Management |
| Version | 2003/12/17 ： |
| Notes for Users | Variable and value labels are written in Japanese. |