University of Tokyo

Abstract
Survey Number 0538
Survey Title National Survey on Life Insurance, 2006
Depositor Japan Institute of Life Insurance
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Educational Purpose Available for both research and instructional purposes.
Period of Data Use Permission One year
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Summary The purpose of this survey was to provide basic statistical data by gaining an understanding of chronological shifts in people’s attitudes to life security, with a focus on the actual state of enrollment in life insurance in common households. This survey has been conducted by the Life Insurance Association of Japan almost once every three years since 1965. It was handed over to the Japan Institute of Life Insurance following its foundation in 1976. The method of this survey was changed and its content was revised in 1988, and some minor revisions have been made since then.
Data Type quantitative research: micro data
Universe Common households with two or more members
Unit of Observation Household
Sample Size Number of responses: 4,088
Date of Collection 2006-04-21 ~ 2006-06-19
2006/04/21 – 06/19
Time Period 2006 ~ 2006
Spatial Unit Japan
Japan (436 locations)
Sampling Procedure Probability: Stratified
Probability: Multistage
Two-stage stratified random sampling
Mode of Data Collection Self-administered questionnaire: Paper
Placement (self-administered, drop-off/pick-up) method
Investigator Japan Institute of Life Insurance, survey carried out by Shin Joho Center, Inc.
DOI 10.34500/SSJDA.0538
Sponsors (Funds)
Related Publications (by the Investigator) Please refer to the abstract in Japanese.
Related Publications (based on Secondary Analysis) List of related publications (based on Secondary Analysis)
Documentation Questionnaire
Major Survey Items Questionnaire items:
(1) Household’s and household members’ life insurance enrollment status (private, postal, JA)
Whether or not enrolled, number of enrollments, number of insured members, reasons for not acquiring any insurance, value of coverage (ordinary death insurance, illness hospitalization benefit), annual insurance premiums paid, number of private insurance companies subscribed

(2) State of enrollment in personal pension insurance
Whether or not enrolled and type, insured person, annual basic pension amount, payment method and annual insurance premiums paid, age at which pension begins, period of benefit

(3) State of enrollment in private life insurance with specific coverage and riders
Cancer insurance/cancer rider, specified disease insurance/specified disease rider, specified injury rider, disabling disease and injury rider/severe chronic illness rider, long-term care insurance/ long-term care rider, outpatient hospital care rider, daily amount of cancer hospitalization benefit

(4) Life insurance enrolled recently (Heisei 13 (2001) onward) (private, postal)
Insured members, person who decided on purchase, person who pays premiums, payment method and annual insurance premiums paid, reasons for enrollment, purpose of enrollment, purchase channel, experience enrolling with a salesperson’s assistance

(5) Cancellation/expiration of private life insurance
Experience of cancellation/expiration, continuation period, person enrolled (insured person), purpose of enrollment, use for cancellation refund, reasons

(6) Sense of satisfaction with insurance coverage, insurance premiums respondent can pay

(7) Thoughts on life security
(i) Protection in case something happens to the head of household
(ii) Protection in case the head of household is hospitalized for two to three months
(iii) Protection for respondent’s and spouse’s life in old age
(iv) Protection in case the head of household or spouse requires long-term care
(v) Protection in case the head of household becomes unable to work
Necessary funds, number of years required, anxiety about preparing funds, expected means for financial preparations

(8) Intention to enroll in life insurance in the future
Intention, insured person at the time, contents of coverage, reason for not intending to enroll in or add insurance, purchasing channels’ respondent desires in the future, life insurance premium deduction and intention to add/continue insurance (thoughts about public protection and private protection in life protection, thoughts about the life insurance premium deduction system, response if the life insurance premium deduction system changes), intention to acquire private insurance or postal insurance/reasons for preference

Face items:
Head of household’s gender, head of household’s age, spouse’s age, head of household’s occupation, size of workplace by number of employees, spouse’s occupation, head of household’s annual income, spouse’s annual income, annual household income, type of housing/whether respondent has a loan, total amount of loan repayments/management fees/rent, etc., financial preparations for education-related expenses/education costs, financial assets, number/composition of household family members, number/situation of co-habiting unmarried children who are younger than school age/of school age, number of co-habiting unmarried children who have completed schooling
Date of Release 2007/10/15
Topics in CESSDA Click here for details

Consumption and consumer behaviour
Specific social services: use and availability
Topics in SSJDA Social Security/Welfare
Version 1 : 2007-10-15
Notes for Users